Question of the day

If your company’s income was lower in 2020 than in 2019, your company is eligible for this entrepreneurial support tool.

Under this guarantee product you are exempted from paying the fee up to 31.12.2021, but you can benefit from guarantees of up to 5 million, which can cover up to 80 % of the amount of credit applied for, which will allow you to restart your company’s activity.

The process of issuing the guarantee is no different from the traditional one and takes place through commercial banks with whom ODIMM it has signed partnership agreements.

All you need to do is address a partner banks a ODIMM and apply for a secured loan. The purpose of the loan can be both to supplement working capital and to make investments.

In addition to the documents that are usually submitted when taking out a loan, only a declaration on honour concerning the absence of any arrears to the National Public Budget at the date of the loan application.

If, on the date of the loan application, the company is in arrears with the budget, you will be able to pay them either from your own resources or from the account of the loan taken out.

However, if you are not covered by the above criteria, you can benefit from a loan guaranteed by the State up to 70 % with a guarantee amount of the same amount of up to RON 5 million, based on a Standard Guarantee Product managed by ODSME Loan Guarantee Fund.

For more details, you can go to one of the partner banks, consult the ODIMM page. https://www.odimm.md/ro/despre-fgc or you can call us at the phone number below.

☎ 0 22 211 552

☎ 0 22 226 070