Under point 28 of the Investment Incentive Programme’373’, approved by Government Decision No 351/2023reference rates applicable for the period 01 January to 30 June 2025 inclusive, are the following:

  • 3.70 % annually for loans granted in national currency;
  • 1.56 % annually for loans in foreign currency.

The reference rate is calculated as the weighted average interest rate on new deposits taken with a deadline of 6 to 12 months for the banking sector (source: www.bnm.md)