Pursuant to point 28 of the “373” Investment Incentive Programme, approved by Government Decision No nr.351/2023reference rates, applicable for the period 01 July – 31 December 2026 including, the following:

  • 5.66 % annually for loans granted in national currency;
  • 1.38 % annually for loans granted in foreign currency. 

The reference rate is calculated as the weighted average interest rate on new deposits taken with a term of 6 to 12 months, total by banking sector (source: www.bnm.md)