Pursuant to point 28 of the “373” Investment Incentive Programme, approved by Government Decision No nr.351/2023reference rates, applicable for the period 01 July-30 September 2026 includedare as follows:
• 5.71 % annually for loans granted in national currency;
• 1.16 % annually for loans granted in foreign currency.

The reference rate is calculated as the weighted average interest rate on new deposits taken with a term of 6 to 12 months, total by banking sector (source: www.bnm.md)