Under point 28 of the 373 Investment Incentive Programme, approved by Government Decision No nr.351/2023the reference rates, applicable for the period 1.7.2024 to 30.9.2024 inclusive, are as follows:

  • 3.48 % annually for loans denominated in national currency;
  • 1.61 % annually for loans granted in foreign currency.

The reference rate is calculated as the weighted average interest rate on new deposits in national/foreign currency with a term of 6 to 12 months, total per banking sector (source: www.bnm.md).