Non-reimbursable Financial Support Instrument for
SME Development –
CREȘTEM IMM

The non-reimbursable financial support instrument “CREȘTEM IMM” aims to support the development of local entrepreneurship by providing resources and growth opportunities for micro-enterprises, small and medium-sized enterprises in the Republic of Moldova, thereby contributing to strengthening the national economy and promoting a sustainable business environment.

Total budget allocated for 2026: 27.864.500 lei

Total budget allocated for 2026: 131.337.860 lei

Applications are accepted only for the development objectives for which the call is open at the time of submission.

If the applicant selects another objective or if there are inconsistencies between the objective indicated in the Application Form and the annex containing the Financial Data and the List of Eligible Investments (Excel file), the funding application will be rejected.

Funding applications will be evaluated and processed in the order of registration, within the limits of the available budget.

The number of applications available is determined by the total number of registered applications and the average value of the requested grant.

of the non-repayable financial support instrument intended for business launch

Implementation period of the Instrument:
22.09.2025 – 31.12.2030

• stimulating the establishment and development of businesses founded and managed by young people by facilitating access to non-repayable financing and supporting initial investments in order to create viable and sustainable enterprises;
• stimulating the use of remittances for starting and developing businesses, especially in rural areas, as well as facilitating the economic reintegration of persons returning from abroad;
• supporting the establishment and development of businesses founded and managed by women by facilitating access to financing and strengthening economic opportunities;

• If the SME simultaneously falls under all three objectives (founded by a woman, young person, or migrant worker or their first-degree relatives), financial support may be granted for only one category.
• Financial support for business launch may be accessed only once. Repeated submission of the business plan for the purpose of reaching the maximum ceiling is not permitted.
• Beneficiaries who have previously received non-repayable financial support under business launch support programs administered by IP ODA may not apply again for financial support for business launch.

of the non-repayable financial support instrument intended for business development

Implementation period of the Instrument:
22.09.2025 – 31.12.2030

• supporting the digital transition of SMEs by promoting the adoption of digital technologies, optimization of business processes, and strengthening capacities for innovation and competitiveness in a modern economy;
• promoting technological modernization and energy efficiency of SMEs by stimulating investments in equipment, machinery, and energy-efficient solutions, with the aim of reducing operational costs and increasing production sustainability;
• encouraging the green transition of SMEs by supporting the circular economy, investments aimed at reducing environmental impact, implementation of sustainable practices, and development of environmentally friendly products and services.

The maximum value of non-reimbursable financial support per beneficiary shall not exceed the de minimis threshold of 5.000.000 MDL, as provided in Article 3 (1) of Law No. 139/2012 on State Aid.

* The support can be accessed for multiple development objectives simultaneously or in several stages, until reaching the maximum ceiling per objective.

* Participation of beneficiaries from previous support programs stipulated under this Instrument is allowed only until the maximum eligible ceiling per development objective is reached, taking into account the funding already received under those programs.

* If the enterprise is founded by a woman or a young person, the share of financial support is increased by 10 percentage points. If both conditions are met (founded by a woman and a young person), the increase is granted only once.